Making money while you sleep sounds too good to be true, but the right passive income strategy can turn that dream into ...

When you buy through links on our articles, Future and its syndication partners may earn a commission. Credit: Mark Horton/Getty Images Metallica’s Kirk Hammett doesn’t “believe” in ...

Do I Need to Be Debt-Free to Retire? A debt-free retirement means you don’t owe money to anybody by the time you stop working. It’s a great goal, but it might not be realistic for everyone.

Though you don’t have to be debt-free by retirement, life will probably be a lot easier if you can afford your minimum debt payments without jeopardizing your basic needs.

Here’s an example of a debt you might not need to prioritize. Many people got a mortgage between 2012 and 2022 with an APR of 2% to 3%. Those rates are as close to zero as most of us will ever ...

Effective retirement date (day after your last day on the payroll) Your last day at work (last day on the payroll) Add your person number Sign and date the memo Make a copy for your records Submit ...

Becoming debt-free by retirement is a personal decision. Whatever you decide, retirement will likely be more comfortable when you aim to: Steadily reduce your debt, rather than accumulate more.

Podcaster Show PlayerHere’s an example of a debt you might not need to prioritize. Many people got a mortgage between 2012 and 2022 with an APR of 2% to 3%. Those rates are as close to zero as ...

Here's an example of a debt you might not need to prioritize. Many people got a mortgage between 2012 and 2022 with an APR of 2% to 3%. Those rates are as close to zero as most of us will ever get ...

Becoming debt-free by retirement is a personal decision. Whatever you decide, retirement will likely be more comfortable when you aim to: Steadily reduce your debt, rather than accumulate more.

Metallica’s Kirk Hammett doesn’t “believe” in retiring from music. Talking in the new issue of Metal Hammer, the lead guitarist, who joined San Francisco’s metal giants in 1983, explains ...