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Setting up direct deposit is generally a fairly easy task. Generally, if you want a paycheck sent directly to your account, your employer has a form with the required information.

The benefits for you: CRA direct deposit is fast, reliable and secure. It’s also a big time-saver—no more paper cheques to deposit (or chase down, if they get lost in the mail).

Learn what direct deposit is and how it works. We'll also explain how to set up direct deposits so your paycheck go into your bank account during payday.

Just like that, the scammer’s access to my Social Security account was ended and Bob restored my real direct deposit information. And like the first agent predicted, it all took about five minutes.