The 401 (k) and its personal savings counterpart, the Individual Retirement Account, emerged in the 1970s as tools for Americans to build retirement savings. The plans have gradually replaced ...

After retirement, most people see their annual income drop, and that's one of the things that makes an IRA so attractive.

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here's the latest.

Learn why homebuyers who need to come up with upfront costs like down payments should consider carefully before using ...

From teenagers to octogenarians, Americans like him are pouring money into Roth accounts, both contributing directly and ...

Starting retirement saving so young can cement good financial habits and allow you investments to grow even more.

You can start this week. A traditional IRA (short for “individual retirement account”) is a tax-advantaged savings account that allows for tax deductions on contributions. However, withdrawals ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

Gold has badly outperformed equities this year, and holing the precious yellow metal in a tax-deferred retirement account has ...

Socking away money for retirement is something that’s top of mind for many people. Here's what to know about traditional and ...

The website can help you find retirement plans including: Defined-benefit pension plans: These guarantee a lifetime monthly payment, such as an annuity, or a lump-sum payment at retirement.