It offers three credit repair packages: Credit Polish, Credit Remodel and Clean Slate. The packages range from $79.99 to $139 ...

A 609 letter is a way to request verification of the accuracy of the accounts listed on your credit reports. While they’re ...

If you can't pay the full balance owed but want to resolve the debt, negotiating a settlement for less than the total amount ...

Discovering an error on your credit report can be alarming, especially when that mistake affects your ability to secure ...

Tuesday, June 24 is your last chance to sign up to be part of a class action lawsuit that accused a TransUnion of violating ...

TransUnion agreed to a $23 million settlement to resolve accusations that it did not correctly investigate consumer disputes ...

CNBC Select dives into the $23 million settlement TransUnion agreed to after plaintiffs accused it of failing to remove ...

Once you have confirmed that a discrepancy on your credit report is an error, gather any supporting documents and information that can assist your dispute, such as credit card statements, bank ...

Since “on-time payments” make up 35% of your credit score — landing in collections can lower your score in a hurry. Collections typically stay on your credit report for up to 7 years.

The credit bureau must then forward your dispute to the debt collector. If the debt collector can't verify that the debt is yours, the credit bureau must remove it from your report.

Before you take steps to remove collections from your credit report, you need to know which credit bureaus are involved. You can review your credit files at all three of the major credit bureaus ...

However, there’s a way to dispute these errors and have them removed. By law, you can dispute items in your credit report that are inaccurate or incorrect.