Financial expert Suze Orman recently advised against using a 401(k) to purchase a lifetime annuity in response to a ...

"Explore Better Retirement Savings Options Beyond the 401(k)" Relying solely on a 401(k) plan for retirement savings may not be enough for a secure financial future. It's important to diversify your ...

If you take out a 401 (k) loan, you’ll temporarily have fewer funds invested. In the case of withdrawals, the money will be ...

Under the Employee Retirement Income Security Act (ERISA), your 401 (k) funds are typically protected from creditors and ...

Arizonans who have been squirreling away money into tax deferred retirement accounts may get a cash bonus from the state.

Ben Koziol, SVP, Retail Annuity Leader, Aspida, sits down with InvestmentNews anchor Gregg Greenberg to explain why more ...

Based on Vanguard's How Americans Save 2024 report, the average 401 (k) balance for someone aged 35 to 44 is $91,281. The ...

For most Americans, saving for retirement means opening an employer-sponsored 401(k) plan and contributing to it regularly.

A large cohort of adults in their mid-50s is unprepared for retirement and may need to rely on family for housing and other needs later in life.

More aggressive matching formulas. Some employers are making changes to their 401 (k) match to encourage higher savings rates, according to Massa. For example, instead of the traditional 100% match on ...

By leveraging data, she said employers can pinpoint disparities in retirement preparedness and tailor solutions accordingly. "AI is going to help make the evolution of these financial wellness ...

With Trump’s tariff recently causing a sudden spike in stock market volatility, it’s not hard to imagine that many folks are ...