Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...

As of July 21, 2025, the national average for six-month CDs is 1.52%, according to the FDIC. However, there are six-month CDs ...

CD shoppers can snag a nation-leading guarantee of 4.60% for 19 months. A total of 16 certificates offer at least 4.50% in terms ranging from 6 to 21 months.

Got $25K to stash? Here's how the potential earnings from a 6-month CD and a high-yield savings account compare.

To the delight of savers, CD interest rates have soared in the past couple of years, shooting past 5% or even 6% APY. But savers could see CD rates dip after the Federal Reserve cut interest rates ...

Don't deposit $20,000 into either account type before calculating the interest-earning potential each offers now.

Today's best CD rates by term The top CD rates change based on location, financial institution and other factors. Here are some of the best CD interest rates for different maturities: GECU: 4.58% ...

The current national high for a 12-month CD is 5.37%, which would earn roughly $1,340 in interest with a $25,000 deposit. Two-year CD rates ...

Inflation Rates Inflation rates are another key factor in CD interest rates. When inflation is high, banks might raise CD rates to offer a real return after accounting for rising prices. However ...

To the delight of savers, CD interest rates have soared in the past couple of years, shooting past 5% or even 6% APY. But savers could see CD rates dip after the Federal Reserve cut interest rates ...

Certificates of deposit (CDs) can be a great choice if you’re looking for a low-risk investment to generate interest on cash you don’t need to use immediately. CD rates have mostly held tight ...